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Editor: Since there are a lot of letters appearing about how wonderful "Obamacare is working," I thought I would put out some facts I am living with. First off, the Obamacare benefits haven't kicked in yet, so I have trouble understanding how it is helping people. What has kicked in is the collecting on money to pay for the massive expense that is coming to us in 2014. The insurance companies have started getting ready for taking on pre-existing conditions by raising the cost to the customers they already have. My wife has be...