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Articles written by Joe Balyeat


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  • Understanding Obamacare, and why it will ultimately fail

    Joe Balyeat|Updated Mar 11, 2014

    Since 1990, culminating with Obamacare, progressives progressively destroyed health insurance. How? By switching definitions. Old Definition: Insurance — current fixed, smaller payments to protect yourself from future potential unforeseen larger catastrophic events, based on actuarial equations. The potential future loss times percentage probability of occurrence equals cost of insurance. Example: $1 million catastrophe exposure times 1 percent probability equals $10,000 insurance cost. The equation was a square deal … not...

  • $10 billion 'binge' budget a burden to Montana

    Joe Balyeat|Updated May 7, 2013

    Giving money and power to government is like giving whiskey and car keys to teenage boys. — P.J. O’Rourke The dust hasn’t totally settled on the legislative session ... we don’t yet have the final fiscal results of Gov. Steve Bullock’s vetoes. But the picture’s beginning to take shape, and for those who believe in limited government and slower bureaucracy growth, that picture isn’t pretty. Starting with almost half a billion surplus, a coalition of Democrats and swing-vote, squishy Republicans blew through that surplus plus...

  • School choice would benefit all Montanans

    Joe Balyeat

    Joe Balyeat "There is no respect in which inhabitants of a low-income neighborhood are so disadvantaged as in the kind of schooling they can get for their children." — Economist Milton Friedman Given the fact that Montana continuously ranks near dead last in the country in average wages and our "low-income neighborhoods" arguably encompass our whole state, it should not go unnoticed that Montana also ranks dead last nationally in educational choice reforms as well. The Center for Education Reform ranks Montana 51st (even b...

  • School choice would benefit all Montanans

    Joe Balyeat

    Joe Balyeat "There is no respect in which inhabitants of a low-income neighborhood are so disadvantaged as in the kind of schooling they can get for their children." — Economist Milton Friedman Given the fact that Montana continuously ranks near dead last in the country in average wages and our "low-income neighborhoods" arguably encompass our whole state, it should not go unnoticed that Montana also ranks dead last nationally in educational choice reforms as well. The Center for Education Reform ranks Montana 51st (even b...

  • $10 billion 'binge' budget a burden to Montana

    Joe Balyeat

    Giving money and power to government is like giving whiskey and car keys to teenage boys. — P.J. O'Rourke The dust hasn't totally settled on the legislative session ... we don't yet have the final fiscal results of Gov. Steve Bullock's vetoes. But the picture's beginning to take shape, and for those who believe in limited government and slower bureaucracy growth, that picture isn't pretty. Starting with almost half a billion surplus, a coalition of Democrats and swing-vote, squishy Republicans blew through that surplus p...

  • Warning: Montana Medicaid expansion may be hazardous for your health

    Joe Balyeat

    "If a(n insurance) mandate was the solution, we could try that to solve homelessness by mandating everybody buy a house." — Sen. Barack Obama, 2007. Growing up in a Montana family of 14, my parents taught us most important life lessons. One lesson driven home repeatedly: If a deal sounds too good to be true, it probably is. Such is the Obamacare deal. Everybody will be forced to buy health insurance … and that will magically mean better health care. Obamacare's Medicaid component is particularly egregious for Montanans. The...